For Lenders
We can help when…
You need to mitigate risk, industry concentration, borrower concentration, or you need a solution for good clients who require repayment terms longer than your credit policy provides.
Lender Benefits
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• Credit enhancement with reduced LTV (typically 50%)
• Stay competitive and defeat credit policy constraints
• CRA credits
• No fee or interest rate restrictions on lender’s portion
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As a mission-based lender, we are often able to provide loans to businesses that are either too new, offer thin collateral or cannot meet equity injection requirements for conventional loans. In these cases we make direct loans to clients referred by you, while the bank gains a new deposit relationship or retains an existing one.
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Through this program we provide capital to support small businesses, affordable housing and nonprofit organizations operating in underserved communities. Banks that provide funding for these projects may qualify for CRA or other investment credits. Whether you participate in these programs directly or through a referral, your bank is supporting valuable community assets.
Let’s Get Together
We appreciate every opportunity to meet with commercial lenders to discuss how we can help you to help your clients. Whether its talking with you over a cup of coffee or over pots of coffee with your staff, we’re glad to meet, in person or virtually. Contact us today.