Commercial Financial Institutions

Why Partner with BrightBridge?

Lenders

We want to be on your institution’s “Best Partners” list, period. We hope we can help you deploy responsible commercial debt capital, enhance your financial results, assist with CRA, and gain positive visibility in your marketplace. If you don’t have a current need but one develops in the future, we want to be top of mind as a partner.

How We May Help

SBA 504 Loans

As a Certified Development Company (CDC) authorized by the SBA to provide its 504 Loan, we can provide long-term, fixed-rate subordinate debt for fixed asset financing. Benefits include longer-than-market amortization, a lower overall blended interest rate, fixed rates, and lower equity injection.

CDFI Loans

As a CDFI Loan Fund, we offer affordable and innovative debt options to for-profit and nonprofit businesses, to be used for affordable and workforce housing, and early-stage business finance and growth. You retain the deposits and treasury services; we provide interim debt until you want to put it on your balance sheet. Because we are a Community Development Financial Institution (CDFI), lending to or investing in BrightBridge may qualify your institution for CRA assistance, federal or state tax credits, and participation in supporting underserved communities. We re-lend the funds you provide to us to support your institution and the communities we all serve.

New Markets Tax Credit

As a New Markets Tax Credit practitioner and through our Community Development Entity (CDE) subsidiaries since 2003, we provide your bank with the opportunity to participate in both federal and state programs that support high-impact projects in the economically distressed communities we serve. These are sophisticated financing tools capable of delivering significant benefits to underserved communities and offering financial and CRA advantages to your bank. We work to help you understand this tool.

We Have Provided Capital to Projects in the Following States

BrightBridge Project Funding Map

Banking Partners

TRUSTED BY COMMERCIAL FINANCIAL INSTITUTIONS SINCE 1981

BrightBridge Capital is proud to partner with a growing network of banks and credit unions that share our commitment to economic development. These partnerships help bring capital to small businesses, strengthen local economies, and support job creation.